OUR SERVICES
With a wealth of experience in property transactions, Transact Finance offers a core difference to it’s clients by providing tailored finance solutions. Transact Finance is able to assist corporate, commercial, institutional, and family offices with the following requirements.
INVESTMENT
We offer tailored capital solutions for institutional investors, optimising capital structures to enhance long-term returns. Our expertise covers private equity, debt financing, and structured investments, aligning with your risk profile and growth objectives.
DEVELOPMENT
From concept to completion, we support large-scale property developments with strategic financial modelling. We secure optimal funding, manage risks, coordinate consultants, and advise on project structuring to ensure timely, cost-efficient delivery.
MANAGEMENT
Our integrated asset and portfolio management services maximise the value of your investments. We implement proactive monitoring, financial optimisation, and risk-adjusted strategies to maintain strong asset performance.
RENEGOTIATION
Leveraging industry knowledge, we assist in restructuring and/or renegotiating financial arrangements. Whether it’s revising loan terms or equity agreements, we enhance liquidity, cash flow, and capital efficiency.
ADVISORY
We provide expert guidance on acquisitions, development, finance modelling and debt structuring. Our tailored advisory services deliver value through strategic advice, focused on your long-term financial goals.
We provide comprehensive debt advisory services across both stabilised and construction assets, including:
- First Mortgage: Senior debt for income-generating, stabilised assets.
- Stretch Senior: Enhanced senior financing for projects in growth of repositioning phases.
- Mezzanine Finance: Subordinated debt for higher leverage opportunities.
- Preferred & Traditional Equity: Flexible equity solutions for complex financial structures.
Our advisory services encompass financial modelling, feasibility analysis, formal approval, negotiation of documentation, and execution, ensuring optimal outcomes throughout the funding process, from construction to stabilisation.
DEBT ADVISORY ACROSS THE CAPITAL STACK
INSTITUTIONAL DEBT ADVISORY
Club Finance Facilities: At our debt advisory firm, we offer comprehensive support in managing the preparation and execution of a club financing facility on behalf of our clients.
A club loan is a structured funding arrangement involving two or more lenders and a common borrower, where each lender engages directly with the borrower while sharing a common security structure and identical loan terms under a common terms deed.
One of the distinguishing features of a club facility is that, while the lenders work collaboratively, each enters into a separate bilateral agreement with the borrower. These agreements include confidential pricing specific to each lender, ensuring that sensitive commercial terms remain undisclosed to the other participating banks.
This stands in contrast to a syndicated facility, where loan terms are typically more uniform and managed through a lead arranger or agent bank. Our firm’s role is to guide clients through the entire process, from structuring the club arrangement to the selection and negotiation of lender agreements. We focus on ensuring that each lender’s bilateral agreement aligns with our client’s strategic goals while maintaining the necessary confidentiality and transparency.
By managing lender relationships, streamlining communication, and overseeing the seamless execution of each stage, we deliver tailored outcomes that maximise value for our clients.
This approach is particularly effective for mid-sized transactions in sectors such as commercial real estate, infrastructure, and corporate finance, where maintaining a direct relationship with each lender and creating competitive tension can be highly advantageous.
Our expertise ensures that clients receive the best possible financing solution while reducing administrative burdens and fostering strong, strategic lender partnerships.
Syndicated Finance Facilities: At our debt advisory firm, we specialise in managing the preparation, structuring, and execution of syndicated finance facilities on behalf of our clients.
In a syndicated facility, a group of lenders provides funding to a borrower under a unified loan agreement, with a lead arranger or agent bank coordinating the entire process. We handle everything from negotiating the loan terms to overseeing the centralised administration, reducing the client’s workload by managing the relationship with the agent bank.
One of the key advantages of a syndicated facility is the ability to secure underwriting from the lead bank, which guarantees the full loan amount, thereby eliminating the risk of failing to raise the required funds. Our team ensures that all lenders’ participation levels are optimally structured to align with the client’s needs.
We also streamline compliance by coordinating a unified set of covenants and reporting standards. By choosing a syndicated facility, clients benefit from a structured approach that reduces the complexity of lender interactions, offers greater funding certainty, and maintains efficient administration—all managed seamlessly by our experienced team.
We offer tailored debt procurement solutions to support business growth across various industries, including:
- Equipment Finance: Flexible funding for capital equipment acquisitions.
- Business Loans: Financing solutions for working capital, trade finance, expansion, and operational needs.
- Bank Guarantees: Credit enhancement and risk mitigation for contracts and obligations.
- Corporate Lending for Trading Businesses: Customised loan structures to support liquidity, growth, and capital needs for trading businesses.
Our end-to-end service ensures we assess your business needs and secure optimal funding solutions tailored to your objectives.